top of page
ceilingwaterdamage.jpg

If you suddenly have a damage at home

Follow the next 6 smart steps

  1. Ensure Safety:

    • Make sure everyone in the home is safe and move to a secure location if necessary.

    • Turn off utilities like gas, water, and electricity if there is a risk of further damage or hazards.

  2. Contact Del Cid Construction:

    • Reach out to Del Cid Construction for immediate assistance and professional assessment.

    • Our team will provide guidance on the next steps and help secure your property to prevent further damage.

  3. Document the Damage:

    • Take clear and comprehensive photos of all damage from multiple angles.

    • Create a detailed list of damaged items and structures.

    • Note the date and time of the incident as well as any other relevant details.

  4. Contact Your Insurance Company:

    • Consult with Del Cid Construction to understand the best way to approach your insurance company.

    • Contact your insurance company to report the damage and initiate a claim, following Del Cid's guidance.

  5. Temporary Repairs:

    • Perform the necessary temporary repairs as suggested by Del Cid Construction to prevent further damage (e.g., covering broken windows or leaking roofs).

    • Keep all receipts for materials and labor used in temporary repairs for reimbursement purposes.

  6. Await the Adjuster's Visit:

    • Wait for the insurance adjuster to visit your property for a damage assessment.

    • Del Cid Construction can be present during the adjuster’s visit to ensure all damages are accurately reported and included in the claim.

    • ​

By following these steps, you can effectively manage the aftermath of a calamity, ensuring your safety and a smoother claims process for restoring your home.

Insurance Claim Assistance

shingle.jpg
water damage copy.jpg
hail-damaged-siding-01.webp
Screenshot 2024-07-16 11.07.54 PM.png
AdobeStock_53662409-scaled.jpeg
blue-roof-tarping-lincoln-nebraska.jpg
04trees-span-superJumbo.jpg

Why Small Roof Repairs Can Invalidate Your Home Insurance Policy

DJI_0586.JPG
The-Advantage-of-Using-Drones-in-Home-Inspections-1062x531.jpg

When it comes to maintaining your roof, small repairs might seem like a quick and cost-effective solution. However, these minor fixes can often lead to significant problems, especially regarding your home insurance policy and the warranty of roofing materials. At Del Cid Construction LLC, we emphasize the importance of comprehensive repairs to ensure your roof's integrity and your peace of mind.

​

Legal and Warranty Concerns

Many homeowners are unaware that small, improper repairs can violate building codes and legal requirements. According to the International Residential Code (IRC) 2018, roofing systems must be installed on solidly sheathed decks. Minor repairs that do not adhere to these standards can compromise the structural integrity of your roof. Moreover, manufacturers' warranties often stipulate that materials must be installed according to specific guidelines. Failing to follow these guidelines during repairs can void these warranties, leaving you unprotected against future issues.
 

Insurance Policy Implications

Insurance companies require that all repairs and replacements meet industry standards to maintain coverage. Small, unapproved repairs can result in denied claims if further damage occurs. Insurance policies are designed to cover well-documented and properly executed repairs that restore the roof to its original condition. At Del Cid Construction LLC, we ensure that all work meets or exceeds these standards, protecting your investment and maintaining your insurance coverage.
 

Comprehensive Inspections and Repairs

Choosing Del Cid Construction LLC for your roofing needs means opting for thorough inspections and comprehensive repairs. We identify all areas of damage and address them correctly, ensuring your roof is in top condition. Our expert team uses high-quality materials and follows best practices to deliver long-lasting solutions that comply with legal requirements and manufacturers' specifications.

​

Expert Advice and Peace of Mind

When it comes to your home's roof, cutting corners is not an option. Small, improper repairs can lead to significant legal, warranty, and insurance issues. Trust the experts at Del Cid Construction LLC to provide professional advice and high-quality repairs that protect your home and your investment. Contact us today to schedule a comprehensive inspection and ensure your roof is repaired correctly and compliantly.

armourshakehouseflipweb.jpg

Most usual damages.

Some of these damages can be covered by your insurance depending on the age of the damage, the extent of the damage, its consequences, its magnitude, the origin, and the type of policy you have purchased.

04trees-span-superJumbo.jpg

  • Damaged soffit vents

  • Clogged or broken downspouts

  • Damage from severe storms

  • Damage from ice storms

  • Fallen tree limbs on roof

  • Damage from heavy snow or ice accumulation

  • Siding damage from flying debris

  • insulation damage due to leaks

  • Punctures or holes in the roof

  • Gutter pulling away from the house

  • Wind-driven rain damage

  • Worn or damaged roof sealants

  • Damage from roof foot traffic

  • Pest damage to roof or attic

The Importance of Timely and Proper Insurance Claims

  • Roof leaks

  • Missing or damaged shingles

  • Hail damage

  • Water damage to drywall

  • Wind-damaged siding

  • Broken or clogged gutters

  • Fascia and soffit damage

  • Storm damage

  • Ice damming issues

  • Roof ventilation problems

  • Water intrusion around chimneys

  • Damaged or missing flashing

  • Fire damage to basement, roof, or attic

  • Structural damage from falling trees

  • Wind-damaged roofing materials

  • Damaged or broken skylights

  • Water stains on ceilings

Filing insurance claims promptly and accurately is crucial to ensure that you receive the full benefits and coverage you are entitled to. Delaying a claim can lead to complications, such as further damage to your property or even denial of coverage. Properly documenting and reporting the damage helps to streamline the claims process, making it easier for the insurance company to assess and approve your claim. This means that repairs can be made more quickly, preventing minor issues from becoming major problems.Making good use of your insurance policies is not only about protecting your investment but also about maintaining the integrity and value of your home. Regularly filing claims for covered damages ensures that your home remains in top condition, which can save you money in the long run. Additionally, a well-maintained home is likely to have fewer issues, potentially lowering your insurance premiums over time. Understanding and utilizing your insurance coverage effectively can provide peace of mind, knowing that you are fully protected against unforeseen events and can recover swiftly from any damage.

bottom of page